Evan Richmond

Proud father of Ali and our office pups, Bella and Mila. University of Missouri Tiger - BS, Education Happy to help out of state transfers. 25 years serving the St. Louis area as agent. Available to help you 24/7. Home, auto, and life insurance. Chesterfield Chamber of Commerce member

I love being a part of the Chesterfield, MO community. We enjoy assisting with resident re-locations to the Saint Louis and Chesterfield, MO area. We service the St. Louis Metro in Missouri and Illinois. We focus on Auto, Homeowner’s, Renter’s, Life, and Business Insurance. Call or stop by the office today. Or shoot me an email evan@evanrichmond.com.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Serving Chesterfield and the surrounding area, Evan can help answer your questions.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Evan in Chesterfield can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Evan works with Chesterfield residents to find coverage that fits.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Evan, your local State Farm agent in Chesterfield, MO, is here to help.

Q: How does life insurance work?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Connect with Evan for insurance guidance in Chesterfield.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. In Chesterfield, you can count on Evan for personalized service.